FIRST MONTH FREE+50% OFF FOR LIFE·+1 month per friend referred
Click-to-cancel: same path to cancel as to sign up. ROSCA, the FTC Negative Option Rule, and state autorenewal laws stack up. Plus credit-card chargeback as a parallel path. Most cases resolve inside 30 days.
FREE
first month
50% OFF
for life
+1 mo
per friend
If any of this is happening to you
Free trial converted to a paid subscription with no warning
Cancellation requires a phone call you can never get answered
Subscription renewed at a higher price than the sign-up rate
Gym, magazine, or service that 'lost' your cancellation request
Recurring charge for a service you never actually used
The law on your side
Authority
15 USC §8403 · 16 CFR Part 425 · 12 CFR §1026.13
ROSCA requires merchants to provide a simple cancellation mechanism. The 2024 FTC Negative Option Rule says canceling must take the same number of steps as signing up. Reg Z gives you 60 days from statement date to chargeback unauthorized recurring charges.
The process
Upload the document — bill, denial letter, deposit itemization, collection notice. We read it, identify which protections in ROSCA apply to your specific facts, and tell you what we’d recover. Free triage.
We show you the theory of the case — which laws apply, which letters we’d send, what the recovery range looks like. Nothing goes out until you say go.
Certified mail, deadline tracking, response parsing, escalation when ignored. You only hear from us when there’s a decision to make. Most cases resolve in under 30 days.
Questions, answered
Still wondering? Email hello@dotandcross.io — we read every message.
Two minutes to reserve your spot. Drop your email — we’ll handle the rest when we open.
Fine print